Advance Against Securities Loans By Bank of Baroda

Unlock the value of your investments in securities. Avail loan for productive purpose or for meeting contingency needs of personal nature.

Advance Against National Savings Certificates (NSC) / Kisan Vikas Patra (KVP)

 

Nature of facility

  • Demand / Term Loan
  • Overdraft

Margin

  • 15% of face value of NSC /KVP ( if residual maturity period is less than 3 years)
  • 20% of face value of NSC /(KVP) ( if the residual maturity period is 3 years and above)

Amount of advance

  • Minimum
    • Loan : Rs.3000/-
    • Overdraft: Rs.20,000/-

Repayment of loan in easy EMIs.

 

 

Advance Against the security of Life Insurance Policies

Nature of facility

  • Demand / Term Loan
  • Overdraft

Margin

  • 15% of surrender value, if the insurance policy is maturing within a period of less than 3 years
  • 20% of surrender value, if the residual maturity period is 3 years and above.

Amount of advance

  • Minimum
    • Demand Loan : Rs.3000/-
    • Overdraft: Rs.20,000/-

Repayment Period

  • Demand Loan:
    Maximum 60 EMIs subject to maturity date of policy.

 

 

Advance Against the security of Relief Bonds/Government Bonds eligible for bank finance and not restricted from availing Bank Finance

Nature of facility

  • Demand / Term Loan
  • Overdraft

Margin

  • 15% of face value - if residual period of Relief Bonds is up to 3 years
  • 20% of face value - if residual period is over 3 years

Amount of advance

  • Minimum
    • Loan: Rs.3000/-
    • Overdraft: Rs.20,000/-

Repayment of loan in easy EMIs.

It has been a long and eventful journey of almost a century across 25 countries. Starting in 1908 from a small building in Baroda to its new hi-rise and hi-tech Baroda Corporate Centre in Mumbai, is a saga of vision, enterprise, financial prudence and corporate governance.

It is a story scripted in corporate wisdom and social pride. It is a story crafted in private capital, princely patronage and state ownership. It is a story of ordinary bankers and their extraordinary contribution in the ascent of Bank of Baroda to the formidable heights of corporate glory. It is a story that needs to be shared with all those millions of people - customers, stakeholders, employees & the public at large - who in ample measure, have contributed to the making of an institution.

this is test content for loan against securities

 

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