Bank of Baroda

It has been a long and eventful journey of almost a century across 25 countries. Starting in 1908 from a small building in Baroda to its new hi-rise and hi-tech Baroda Corporate Centre in Mumbai, is a saga of vision, enterprise, financial prudence and corporate governance.

It is a story scripted in corporate wisdom and social pride. It is a story crafted in private capital, princely patronage and state ownership. It is a story of ordinary bankers and their extraordinary contribution in the ascent of Bank of Baroda to the formidable heights of corporate glory. It is a story that needs to be shared with all those millions of people - customers, stakeholders, employees & the public at large - who in ample measure, have contributed to the making of an institution.

Baroda Overdraft Against Land and Building From Bank of Baroda

Baroda Overdraft against land and building is a unique product for financing working capital requirements/long term margin requirements of SME borrowers against the security of unencumbered land and building belonging to the unit or Promoters of the unit, or, close relatives of the promoters.


  • To provide hassle free credit to SME borrowers to meet working capital requirements/augment long term margin requirements.

ELIGIBILITY Of Baroda Overdraft Against Land and Building From Bank of Baroda

Loans & Advances From Bank of Baroda

Micro, Small & Medium Enterprises Sector  

The Micro, Small and Medium Enterprises in Manufacturing and service sector are defined as under in MSMED ACT, 2006 


Investment in Plant & Machineries in case of Manufacturing Enterprises

Investment in Equipment in case  of Service Sector Enterprises

Micro Enterprises

Up to Rs. 25/- lacs

Up to Rs.10/- lacs

Small Enterprises