Citi India began operations over a century ago in 1902 in Kolkata and today is a significant foreign investor in the Indian financial market. As promoter-shareholder, Citi has played a leading role in establishing important market intermediaries such as depositories, credit bureau, clearing and payment institutions. Operating 45 full-service Citibank branches in 28 cities, it is the preferred banker to 45,000 small and mid-sized companies. Citi helped lay the foundation of the Indian software industry by establishing Citicorp Overseas Software Ltd. and lflex Solutions Ltd.; it pioneered the ITES industry in financial services through Citigroup Global Services Ltd. (CGSL). Oracle acquired lflex in 2005 and CGSL was acquired by Tata Consultancy Services in 2008. Citi India, with around 11,400 employees, is headquartered at First International Financial Centre (FIFC), a world-class environmentally friendly building. It added two new green premises this year, taking the total LEED certified premises to 12.

Citi serves the full spectrum of clients - from helping India's top global corporations commit capital, make markets and manage their global cash positions to supporting the growth ambitions of the country's small and mid-sized enterprises and enabling individuals and households save, invest, spend, borrow and protect their money with trust and confidence. Citi India's products and services are organized under two major segments: Institutional Clients Group (ICG) and Global Consumer Bank (GCB).

ICG serves Citi's best-in-class products, services and execution through Global Banking, Global Markets, Treasury & Trade Solutions, Securities Services, Citi Research and Citi Private Bank.

GCB serves clients in every segment across the entire wealth continuum as they grow in affluence, beginning with the path breaking salaried proposition (CitiAtWork), the emerging affluent (Citibanking), the affluent (Citigold) and the High Net Worth (Citigold Private Client). Citi pioneered the Non-Resident proposition in 1985 to serve the global Indian's unique banking and wealth management needs. With 2.3 million cards in force and 16% share in card spends, Citibank offers a suite of market first premium, rewards and affinity credit cards. Citi Wealth Advisors offers brokerage services to retail customers.

    SME Loans By Citibank

    Features For Loan Against Securities By Citibank



    • Ideal for managing your day-to-day cash flows smoothly.
    • Added benefit of interest being charged only on the amount utilized.

    Trade Finance

    • Export Finance (Pre & Post Shipment) and Import Finance (Buyers Credit).
    • LIBOR denominated interest rates to make your business globally competitive.

    Short-term Demand Loans

    Loan Against Securities By Citibank

    Features For Loan Against Securities By Citibank


    Key Features

    • Easy, convenient and hassle free documentation.
    • An economic source of finance, without disturbing your future planning.
    • Competitive interest rate, charged only on usage.
    • Available against deposits held by members of the same household.
    • Enjoy a Citibank International ATM, Cheque book and a 24x7 access to your account.
    • Limit of up to 90% of deposit value, subject to a minimum of Rs.1 Lakh.


    Loan Against Securities By Citibank

    Features For Loan Against Securities By Citibank

    Instant Liquidity

    Citibank stock power is the key to unlock the power of your investments. You can avail an overdraft against your investments in select equity shares and Mutual Funds.

    It is a comprehensive solution that helps you with your day-to-day banking and at the same time gives you instant liquidity. So, whenever you need money, you can use your securities* to get the required funds.

    Competitive Interest Rates

    Home Loan By Citibank

    Features For Home Loan By Citibank

    Special features of Citibank Home Loan

    • Attractive Interest Rates.
    • Easy Home Loan up to Rs. 10 crore.
    • Flexible repayment tenure up to 25 years.
    • Home Loans up to 80% of the property value.
    • Flexibility to pay interest only during construction period.

    Citibank Benefits