Loan Against Property from ICICI Home Finance Home

Your home can be your shield.
Get finance against it.

Loan Against Property is the perfect way to unlock the hidden value of your property. With this loan, you can fully benefit from life’s little surprises you may have earlier passed over due to lack of funds.

 

This multi-purpose loan puts funds at your disposal to use as you wish. What’s more, this loan is available at a reasonable rate and can be repaid comfortably over as many as 15 years.

ICICI Home Finance's Loan Against Property can be used for any of the following purposes.

 

Expand your business!

No longer do you have to stifle your creative ideas. With funds at your disposal, you can now expand your business without hesitation.

 

Get your child married

Put aside all your monetary worries and celebrate your child’s wedding with pomp and splendour. Meet all your expenses with ease—when you take an ICICI Home Finance Loan Against Property.

 

Send your child for higher studies

Education is the cornerstone of your family’s progress. With a Loan Against Property, you can empower your son or daughter to grow into an outstanding achiever.

 

Fund your dream vacation

Do you want to visit the monuments of Europe or take your children to Disneyland? Wait no more! Let your property fund your trip!

 

Renovate your home

When you decide to renovate your home you want it to be your joy and pride. With ICICI Home Finance's Loan Against Property you will not need to cut corners. Effortlessly redo your home to match your dreams.

Loan Against Property can be availed by resident Indians who are salaried or self-employed

ICICI Home Finance Company Limited ("ICICI Home Finance" or "ICICI HFC") is one of the leaders in the Indian mortgage finance and realty space. Part of the ICICI Group, we have been driving innovation and growth in this sector. ICICI Bank is India's second-largest bank with total assets of 4,736.47 billion (US$ 93 billion) at March 31, 2012 and profit after tax Rs. 64.65 billion (US$ 1,271 million) for the year ended March 31, 2012 The Bank has a network of 2,755 branches and 9,363 ATMs in India, and has a presence in 19 countries, including India.

 

Our vision as a growing housing finance company is to make the dream of owning a new home come true, for millions of Indians. Our range of innovative products, from different type of home loans to property related services will help meet these dreams.

 

Business Overview


Home Loans

 

We offer a wide range of Home Loan products, designed to meet the requirements of our customer base. Our strengths lie in our quick processing and disbursement of loans, minimal documentation, doorstep customer service and nationwide network.


Loan against Property

 

Our wide range of Loan Against Property products enable property owners to unlock the wealth in their real estate assets.


Fixed Deposit

 

ICICI Home Finance Fixed Deposits are safe and yield maximum returns. Our Fixed Deposit product has been granted the credit rating of AAA by CARE and MAAA by ICRA.


Retail Property Services: Home Search

 

Through 'Home Search', we are changing the way Indians search for property to buy or lease. Thus making the process of buying a home even more transparent, reliable and convenient. You are able to find the home that you were looking for.


Corporate Property Services

 

The property market in India has undergone a major transformation and is aligned with global standards. As an organization with rich experience and deep insights in the real estate markets of India, ICICI Home Finance is uniquely positioned to offer the full range of corporate property services.


Structured Finance Group

 

Through Structured Finance Group, we play a role of intermediary and partner for both investors and developers.


Construction Finance.

 

The developer community is one of the key drivers of real estate growth adapting fast to tap the growing opportunities in this industry. The Construction Finance Group of ICICI Home Finance is instrumental in helping developers convert these opportunities to revenue generating projects.

 

Insurance :
ICICI Home Finance Company Limited is licensed as a corporate agent (licence no.: 9172569) of ICICI Prudential Life Insurance Company Limited.

Loan Against property lets you unlock the full potential of your property, and use it to build a bigger life for yourself. Whether your property is residential, industrial or commercial, a loan against property will ensure maximum finance, taking care of your unique needs as either a salaried or self-employed individual. At My Loan Partner, we help to unlock the wealth in our client's real estate assets.

Your loan application is now a very simple process as never before and we will get your loan approved asap.

We have multiple options of financial institutions to provide various types of financial services to our esteemed customers at their doorsteps at competitive rates.

We are thus providing a list of documents which are required from your side to get your loan approved from the respective banks and financial institutions.

List of documents for Salaried persons
. Proof of Identity:- Passport/Driving Licence/Voters ID/PAN Card(any one).
. Proof of Residence:- Leave and License Agreement/Utility Bill(not more than 3 months old)/Passport(any one).
. Latest 3 months Bank Statement(where salary/income is credited).
. Salary slips for last 3 months.
. 2 Passport Size Photographs.

List of documents for Self-Employed
. KYC Documents:- Proof of Identity;Address proof;DOB proof.
. Proof of Residence:- Leave and License Agreement/Utility Bill(not more than 3 months old)/Passport(any one).
. Income proof(audited financials for the last two years).
. Latest 6 months Bank statement.
. Office address proof.
. Proof of residence or office ownership.
. Proof of continuity of business.

Interested? Please leave your details and we will contact you soon