SME Loans

Loan to Mobile/ DTH/ Other Electronic Recharge Vendors By Federal Bank

Hassle-free working capital finance to recharge vendors. Boost your business with Loan to mobile/DTH/other electronic recharge vendors.

 

Features & Benefis

 

Key features

 

  • Quick loan approval
  • Minimal paperwork
  • Low processing fee of 0.25%

 

Facilities offered:

 

  • Overdraft or Demand Loan

 

Eligible Limit:

 

Up to 300% of average daily advance paid to telecom company/DTH service provider/wholesaler during the previous one quarter. 

Asset power Scheme – Business Loans for Professionals By Federal Bank

Key Features:

 

  • Competitive interest rate 
  • Higher loan eligibility -maximum at Rs.2 Cr and tenor up to 84 months
  • Repay with easy equated monthly installments
  • Quick loan approval and assessment based on existing/ projected cash flow
  • Wide variety of purposes – including reimbursement and take-over of loans
  • Eligible for Doctors, Chartered Accountants, Architects with minimum 4 years service.

Documents Required

SME Parametrised Scheme By Federal Bank

Features & Benefits

Key features

 

  • Speedy loan processing
  • Flexible repayment options
  • Simple assessment
  • Attractive pricing

Facilities offered:

 

  • Cash Credit and BG/LC limits for working capital requirements.
  • Term Loan for setting up/Refurbishing an existing unit or for purchase of fixed asset.

Period of loan

Term Loan – Upt o 120 months

Working Capital – Up to 30 months

Non Funded(BG/LC) – Up to 30 months

Collateral Free Loans for SME By IDBI Bank CGMSE Loans

Providing adequate security for the facility availed by the micro/small enterprises units (MSEs) has been a major roadblock for their inability to access banking system. Keeping this in view, Government of India and SIDBI had set up "Credit Guarantee Fund Trust for Micro and Small Enterprises" (CGTMSE). On the basis of CGTMSE guidelines IDBI Bank offers collateral free loans up to Rs. 1 crore to realize the areas of those entrepreneurs who have viable Projects/ proposals but lacks adequate collateral security to offer. 

The product details are as below: 
 

SME Smart Line of Credit By IDBI Bank SME Smart Line of Credit

Availability of timely and adequate credit has always been a matter of concern for the MSME Sector. MSMEs stand to lose out on emerging business opportunities, due to lack of want of access to credit, when needed. Keeping that in view, IDBI Bank has introduced this Product in which financial assistance pre-approved composite loan is offered to the MSMEs. 

The product details are as mentioned below: 
 

Sr. No.

Field

Vendor Finance, Vendor Finance in India – IDBI Bank Vendor Finance Program

Realization of funds blocked at various points of the value chain is one of the primary concerns of those involved in the business of manufacturing & supplying of various goods, and services to the corporates. Funds are required by the manufacturers/suppliers at two stages of the production viz, manufacturing stage and post-manufacturing stage. IDBI Bank's "Vendor Finance" product is so designed that all the links in the value chain remain adequately funded for smooth functioning of the vendor’s business.

The details are as mentioned in the table below: 
 

Solution to Financial Needs of Traders, Wholesalers and Retailers - IDBI Bank Sulabh Vyapar Business Solutions

Traders act as a vital link between the manufacturers of goods / commodities and the consumers. The product aims to provide hassle free finance to traders and to meet their business and financial needs at competitive interest rates. Any individual or a firm (partnership or proprietorship) engaged primarily in buying and selling of goods is eligible for this scheme thus offering solution to all the financial needs of the wholesalers / traders / retailers under the Product.

The product details are mentioned in the table below: 
 

Pages

Lender Title
Federal Bank Federal Goldsmiths Loan Scheme By Federal Bank
Federal Bank Federal Goldsmiths Loan Scheme By Federal Bank
Federal Bank Loan to Mobile/ DTH/ Other Electronic Recharge Vendors By Federal Bank
Federal Bank Loan to Mobile/ DTH/ Other Electronic Recharge Vendors By Federal Bank
Federal Bank Asset power Scheme – Business Loans for Professionals By Federal Bank
Federal Bank Asset power Scheme – Business Loans for Professionals By Federal Bank
Federal Bank SME Parametrised Scheme By Federal Bank
Federal Bank SME Parametrised Scheme By Federal Bank
Federal Bank Loan against Rent Receivables By Federal Bank
Federal Bank Loan against Rent Receivables By Federal Bank
IDBI Bank Collateral Free Loans for SME By IDBI Bank CGMSE Loans
IDBI Bank Collateral Free Loans for SME By IDBI Bank CGMSE Loans
IDBI Bank SME Smart Line of Credit By IDBI Bank SME Smart Line of Credit
IDBI Bank SME Smart Line of Credit By IDBI Bank SME Smart Line of Credit
IDBI Bank Vendor Finance, Vendor Finance in India – IDBI Bank Vendor Finance Program
IDBI Bank Vendor Finance, Vendor Finance in India – IDBI Bank Vendor Finance Program
IDBI Bank Solution to Financial Needs of Traders, Wholesalers and Retailers - IDBI Bank Sulabh Vyapar Business Solutions
IDBI Bank Solution to Financial Needs of Traders, Wholesalers and Retailers - IDBI Bank Sulabh Vyapar Business Solutions
IDBI Bank Loan for Small Business By IDBI Bank MSME Finance
IDBI Bank Loan for Small Business By IDBI Bank MSME Finance

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