Loans Against Rental Receivables By HDFC Bank

Why choose this Product of HDFC Bank?

  • Make the most of your commercial property given out on rent. Take a loan against its rental value!
  • Take benefit of HDFC's attractive interest rates and extended loan tenure.
  • Enjoy efficient banking with our doorstep service & speedy processing for Existing Bank customers*.

Documents Required for HDFC Bank

  • KYC Documents (Identity & Address Proof).
  • Property documents
  • Leave and License agreement copy.
  • 12 months bank statement to which rentals are credited.

Why take a Loan Against Rental Receivables from HDFC Bank?

Whatever be your need we have a loan for you. Over the years we have won the trust of our customers and have become market leader in loan products. 

Enjoy triple benefits when you take a Loan from HDFC Bank:

  • Faster loan - Our loan sanction and disbursal is one of the quickest with easy documentation and doorstep service.
  • Competitive pricing – Our loan rates and charges are very attractive
  • Transparency – No hidden charges and clear communication on loan process Update about the status of loan application at each stage

Features and Benefits of Loans Against Rental Receivables

To get flexible loans against the expected cash flows of rental revenue from your commercial property, make good use of HDFC Bank's Loan against Rent Receivables (LARR). Whether you need more funds to add to your current loan, to venture into a new business or fulfill a personal requirement, HDFC's LARR is here to service your needs.

  • Multiple Benefits: With this loan, you can enjoy attractive rates of interest and get extended loan tenure. Apply for HDFC's Loan against Rental Receivables NOW!
  • Higher eligibility: On your net rentals, you can enjoy higher eligibility and benefits from this loan. Get more details from an HDFC branch near you.
  • Flexible product offerings: We offer customized loan products to suit your specific financial needs. See our list of product offerings – (Link to Loan Against Property page)
  • Efficient servicing: We're known for speedy and efficient service. Your loan will be processed in minimum time.

Already have a Loan Against Rental Receivables?

Get started with Loan Against Rental Receivables

Inside your welcome kit you will find:

  • A Welcome Letter
  • Repayment Schedule

Did you know?

  • You may contact our Retail Asset Customer Service Centre for any queries related to your Loan Against Rental Receivables
  • A visit to the nearest HDFC Bank branch will acquaint you with our latest offers
  • If you are self-employed, you can get exclusive schemes and offers.

Have questions?

How should I apply for a duplicate NOC/ closure letter?(Loans Against Rental Receivables)

We request you to visit our nearest Retail Asset Branch along with a written request for a duplicate No Objection Certificate (NOC) and your photo identity proof.

How do I apply for a Loan Against Rent Receivables (LARR)?

You can apply for a Loan Against Rent Receivables in the following ways:

  • Fill and submit in the Online Application Form and our representative will get in touch with you.
  • Call on one of our PhoneBanking numbers provided on the website
  • Visit your nearest HDFC Bank branch
  • Our existing Liability customers may also get in touch with their Relationship Managers/ Personal Bankers to know more and apply for a LARR

What Property can be considered as collateral for LARR?

You can provide Commercial Property (Shops & Offices) leased to reputed lessees as collateral for a Loan Against Rent Receivables.

How much loan can be offered against my Property?

A Loan Against Rent Receivables can be extended up to a maximum of 50%* of market value of your property. However this dependent on Net Rentals, balance tenure & other parameters.

What is the maximum tenure to repay the Loans Against Rental Receivables?

A Loan Against Rent Receivables can be sanctioned for a minimum tenure of 12 months and a maximum tenure of 108 months. This however depends on the balance lease period and other parameters.


The Housing Development Finance Corporation Limited (HDFC) was amongst the first to receive an ‘in principle’ approval from the Reserve Bank of India (RBI) to set up a bank in the private sector, as part of RBI’s liberalisation of the Indian Banking Industry in 1994. The bank was incorporated in August 1994 in the name of ‘HDFC Bank Limited’, with its registered office in Mumbai, India. HDFC Bank commenced operations as a Scheduled Commercial Bank in January 1995.

HDFC Bank’s mission is to be a World Class Indian Bank. The objective is to build sound customer franchises across distinct businesses so as to be the preferred provider of banking services for target retail and wholesale customer segments, and to achieve healthy growth in profitability, consistent with the bank’s risk appetite. The bank is committed to maintain the highest level of ethical standards, professional integrity, corporate governance and regulatory compliance. HDFC Bank’s business philosophy is based on five core values: Operational Excellence, Customer Focus, Product Leadership, People and Sustainability.


Loan Against property lets you unlock the full potential of your property, and use it to build a bigger life for yourself. Whether your property is residential, industrial or commercial, a loan against property will ensure maximum finance, taking care of your unique needs as either a salaried or self-employed individual. At My Loan Partner, we help to unlock the wealth in our client's real estate assets.

Your loan application is now a very simple process as never before and we will get your loan approved asap.

We have multiple options of financial institutions to provide various types of financial services to our esteemed customers at their doorsteps at competitive rates.

We are thus providing a list of documents which are required from your side to get your loan approved from the respective banks and financial institutions.

List of documents for Salaried persons
. Proof of Identity:- Passport/Driving Licence/Voters ID/PAN Card(any one).
. Proof of Residence:- Leave and License Agreement/Utility Bill(not more than 3 months old)/Passport(any one).
. Latest 3 months Bank Statement(where salary/income is credited).
. Salary slips for last 3 months.
. 2 Passport Size Photographs.

List of documents for Self-Employed
. KYC Documents:- Proof of Identity;Address proof;DOB proof.
. Proof of Residence:- Leave and License Agreement/Utility Bill(not more than 3 months old)/Passport(any one).
. Income proof(audited financials for the last two years).
. Latest 6 months Bank statement.
. Office address proof.
. Proof of residence or office ownership.
. Proof of continuity of business.

Interested? Please leave your details and we will contact you soon