SME Loans By DCB Bank
DCB WORKING CAPITAL LOAN
(Cash Credit, Working Capital Demand Loan, Corporate Loan & Bill Discounting )
Do you want a Bank that is proactive and transparent? Our relationship managers are focused on you to provide a single point of contact for all your banking requirements. DCB Bank has the expertise to understand your business requirement for working capital.
What more do I get?
- Dedicated Relationship Manager who understand your business needs
- Working Capital limit structure as per your business model
- No hidden clause for banking products offered we completely transparent in our transaction
Frequently asked questions
Is the facility provided on fixed rate of interest?
DCB Bank provides all Working Capital Loans linked to the Base Rate of Bank. The interest rate is variable.
Does DCB Bank provide Purchase and Sales Bill Discounting limits?
Yes indeed. We are mindful of your business requirement for additional working capital for shorter duration to meet immediate requirements or enabling the business to increase profitability. We provide Purchase Bill Discounting (Suppliers Finance) and Sales Bill Discounting.
Does DCB Bank provide Bill Discounting facility under Letter of Credit?
Yes we do. The Bank’s simple procedure and better turnaround time to discount Bills under Inland Letter of Credit of acceptable banks goes a long way to fulfill additional Working Capital requirements.
Does the business have to submit monthly stock and Book Debt statements in the case of Cash Credit facility?
Yes, customers need to be regular and timely in submitting the documents.
DCB Bank is a modern emerging new generation private sector bank with 154 branches across 17 states and 2 union territories. It is a scheduled commercial bank regulated by the Reserve Bank of India. It is professionally managed and governed. DCB Bank has contemporary technology and infrastructure including state of the art internet banking for personal as well as business banking customers.
DCB Bank’s business segments are Retail, micro-SME, SME, mid-Corporate, Agriculture, Commodities, Government, Public Sector, Indian Banks, Co-operative Banks and Non Banking Finance Companies (NBFC). DCB Bank has approximately 450,000 customers.
DCB Bank’s network of 154 plus state-of-the-art, customer friendly branches are across the states of Andhra Pradesh, Chhattisgarh, Delhi/ NCR, Goa, Gujarat, Haryana, Karnataka, Kerala, Madhya Pradesh, Maharashtra, Odisha, Punjab, Rajasthan, Tamil Nadu, Telangana, Uttar Pradesh, West Bengal and Union Territories of Daman & Diu and Dadra & Nagar Haveli.
DCB Bank has deep roots in India since its inception in 1930s. Its promoter and promoter group the Aga Khan Fund for Economic Development (AKFED) & Platinum Jubilee Investments Ltd. holds over 16.41% stake. AKFED is an international development enterprise. It is dedicated to promoting entrepreneurship and building economically sound companies.