Term Loan By Standard Chartered Bank

Features For Standard Chartered Bank

  • Long-term solution

    The Standard Chartered SME Term Loan enables you to borrow money for up to 15 years

  • Attractive interest rates

    Standard Chartered offers highly competitive interest rates for the SME Term Loan

  • Banking relationship

    We provide you with the services of a dedicated relationship manager for your business needs

  • Fast approval

    Because we know your time is precious, we turn your application around quickly*

FAQs OF Standard Chartered Bank

    • For whom is the Term Loan product useful?
      The target segment includes manufacturers, retail/wholesale traders and service providers
    • What is the maximum tenure of the term loan?
      Depending on the purpose of the term loan, the tenure varies from 5-15 years, however it can be lower depending on the customer’s cash flow. Specific details will be provided by the sales officer.
    • What are the minimum documents I need to submit for sanction?
      • Audited financials of previous 3years
      • Bank statements of last 6 months
      • Net-worth statements and tax returns of the borrowers/promoters and guarantors
      • Identity and address proof
      • Proof of underlying invoice on the purchase of assets
      • Specific details will be provided by the sales officer
    • What is the rate of interest charged on Term Loan?
      The rate of interest charged varies from case to case based on the strength of financials, facilities offered, tenure etc. Specific details will be provided by the sales officer
    • What is the minimum and maximum loan amount offered under Term Loan?
      The minimum amount is Rs. 30 lakhs
      The maximum amount is Rs. 75 crores. Subject to conditions that will be explained by the sales officer
    • Which entities are eligible for Term Loans?
      • Self-employed individuals and professionals
      • Sole proprietors/proprietorship firms
      • Partnership firms
      • Private-limited companies (including closely-held limited companies)
      • Listed public-limited companies with the promoter holding greater than or equal to a 51% holding
    • What are different types of Term Loans offered?
      The different types of Term loans offered to the target segment are:
      • Acquisition of property
      • Business expansion
      • Purchase of fixed assets
      • Construction of factory premises, warehouses and branches etc
    • What is the minimum and maximum turnover required to be eligible for a Term Loan?
      The turnover requirement ranges from Rs. 1-185 crores
    • What is the minimum amount of security that needs to be given as collateral?
      The collateral required depends and varies from case to case

We've been in India for over 150 years

We're India's largest international bank with 99 branches in 42 cities, and we've been operating here since 1858.

Our Customers and Clients Come First

We use our global capabilities and deep local knowledge in India to provide a wide-range of products and services to meet the needs of our individual and business customers.

We build our products and services around you and have a number of commitments to help ensure that our customer have the best possible experience with us. View our service commitments.

Our Sponsorships

We're proud sponsors of:

  • The Standard Chartered Mumbai Marathon - title sponsor for the last ten years
  • Asia Cup - official partner of the bi-annual cricket tournament
  • The Economic Times Awards for Corporate Excellence - title sponsor from 2012 to 2016
  • Liverpool Football Club - our four year sponsorship started in June 2012.

Our Awards

Our products and services are often recognised by industry leaders. Here are a few of our recent awards:

  • Best Foreign Bank 2012 - Bloomberg Financial Leadership Awards
  • Financial Advisor of the Year Award 2012 - UTI CNBC
  • Best Private Bank in India by the Asian Private Banker at the Awards for Distinction 2012.

Our Listings and Subsidiaries

Standard Chartered PLC, our UK based parent, became the first foreign company to list in India through the issuance of Indian Depository Receipts in June 2010.

We also have a number of subsidiaries operating in India:

  • Standard Chartered Securities (India) Ltd, the vehicle for the equities business
  • Standard Chartered Private Equity Advisory (India) Private Limited
  • Standard Chartered Investments and Loans (India) Limited
  • Standard Chartered Finance limited and SCOPE International.

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